This isn't a particularly clever idea, but it begs the question: why hasn't this been done?
I want a global bank. A real global bank. One where I have an account, and with a mouse click I can open a new account in any currency I wish. And close such an account. And I can use that account in the city of my choice with usability comparable with any other bank in that country. And then I can transfer money between my accounts at competitive exchange rates. When I move to a new country, I don't have to close and re-open or whatnot. All I ask for is simplicity. There's a lot of financial institutions that appear global (citi, paypal), but it's actually just the name. The glue between different branches is sticky at best. Rich people have accounts everywhere. So do corporations. Why not me? I get that most people just bank in one country, but there must be plenty of people operating between different countries who would love this convenience.
I want a global bank. A real global bank. One where I have an account, and with a mouse click I can open a new account in any currency I wish. And close such an account. And I can use that account in the city of my choice with usability comparable with any other bank in that country. And then I can transfer money between my accounts at competitive exchange rates. When I move to a new country, I don't have to close and re-open or whatnot. All I ask for is simplicity. There's a lot of financial institutions that appear global (citi, paypal), but it's actually just the name. The glue between different branches is sticky at best. Rich people have accounts everywhere. So do corporations. Why not me? I get that most people just bank in one country, but there must be plenty of people operating between different countries who would love this convenience.
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